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Both debts and savings need to be sorted out on divorce, and need careful attention.
Find out exactly what savings you have got. There are of course many different types of savings ranging from simple cash through to quite complex financial structures. You need to know whether they are instantly accessible. You may find yourself incurring a financial penalty if you cash some investments in early. Understanding the position will be important when it comes to looking at how any financial settlement of a divorce might be structured.
If you have any doubt, consult your bank or an independent financial adviser. They will be very happy to help you.
If you look in our list of financial tools and resources, you will find more information about the types of savings and investments you may come across.
So far as debt is concerned, it is important to find out what your debts are straight away. You will also need to find out whether these are being paid regularly and to make sure they are not getting out of hand.
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